Showing posts with label LifeStyle. Show all posts
Showing posts with label LifeStyle. Show all posts

We often tend to think school ends when we graduate out of it and that its part of a formal training when we were kids. Truth be told, school never really end and apart from being a formal obligation, schooling is mandatory for a child’s development. Things that happens at school, things that we learn at school tends to remain with us a long time after it over. With no more delay, check out the 10 life lessons school taught you:

10. You Are a Part of a System

Whether it be the place you work or the country you live in, you are a part of a structured and orderly society. School could have seemed demanding in the sense that you were always required to dress a certain way, behave a certain way and respect an authority figure. But just as it is in school, countries have laws that citizens must obey and workplaces have bosses that may have you “called down to their office” at any given time of day. But luckily, school drilled it into you that no matter how unfair the system, you just have to smile and say, “Yes sir”.
9. No One Likes a Tattle-Tale

There was always that kid who would rat out the back-of-the-class gang for sneaking out of class, smoking during lunchtime or for any other seemingly normal teenage incident. But when the time came for the students to vote their peers into leadership positions, no one even thought twice about writing down the rat’s name. Just like that, co-workers would never opt to choose a project leader that would go running to the boss every time things didn’t go their way.
8. Pretty People Have It Easy

Remember that super pretty girl that set the bar for the rest of us? Or the George Clooney lookalike that all the guys despised but secretly wished to be? Yeah being compared to that unnaturally beautiful human being was rather unfair especially if your prime was any time except for high school. I have bad news for you; statistics show that good-looking people generally fair better at landing jobs as opposed to their less-pretty counterparts. Have a look for yourself here.
7. There Are Consequences to Not Meeting Deadlines

A rather obvious point but, nonetheless, it’s something most of us have learned as a result of school. Perhaps detention isn’t the worst that could happen; losing your job is. This is one of those very unlikely life lessons school taught you but its worth a hell lot. Once you start working you’d understand what we are saying here.
6. Embarrassing Uniforms Are Inevitable

For those of you who have never been forced to stick to a strict dress code have missed out on a valuable skill: how not to spit in your boss’s face when he shoves a yellow chicken costume into your arms. Of course, in reality, the worst that you had to wear was a terrible pleat skirt in school and, even so, it prepared you for the physical decency required at the workplace (which is not even that difficult to follow). Obviously if you end up wearing a chicken costume to work, your education must be lacking.
5. How to Sit Still Even Though You’re Dying to Scratch That Itch

One of those very unlikely lessons schools taught you. But yes, we’ve all been there. If you went to a strict military school like me, you will know the consequences that follow when you decide to whisper a comment to the person sitting next to you in the weekly assembly. Public humiliation would surely follow and perhaps six hours of detention as well. Okay, so maybe that’s a bit extreme. But when you’re in school, you have to sit still in class. Perhaps you will be grateful the next time it was your undisciplined co-worker and not you who got in trouble for not paying attention in a staff meeting.
4. Sometimes, You’ve Just Got to Be Strong

Believing in yourself to have the strength to deal with a situation is among those life lessons school taught you. When your boss doesn’t believe in your abilities, your co-workers don’t invite you to happy hour, or your spouse leaves you, just remember that you have been through this before. Your boss could be like that English teacher that could never see your point of view and your ex-spouse could be your first love that broke up with you when the time came for college. Sure, things are a hundred times worse now, but if you could do it then, you sure as hell can do it now.
3. Cliques Are Here To Stay

We’re sure this is not what you wanted to hear but this is, in fact one of the most useful life lessons school taught you. There’s the marketing crew who makes you think of those cool kids that you always wanted to be friends with back at school; there are the technical analysts who never quite out-grew their World of Warcraft personas; and there’s that strange guy in the cubicle next to yours who just won’t shut up about why we’re all damned to hell. Nothing new to see here folks!
2. Being Smart Isn’t Everything

Sure it could be to your advantage if you graduated top of your class and it feels good when everyone runs to you to solve a complex math equation, but the reality is that there is so much more to life. Success can be achieved in every shape and form. Those art junkies and football jocks could be excelling just as much as the valedictorian of your class.
1. High School Never Ends

Yup, that’s one of most significant life lessons school taught you. This list pretty much sums it up but in case you still don’t get it, here are the lyrics to the song by Bowling for Soup – “Four years you think for sure That’s all you’ve got to endure All the total dicks All the stuck up chicks So superficial, so immature Then when you graduate You take a look around and you say HEY WAIT ….. High school never ends. High school never ends. High school never ends. Here we go again.”
This is a truly awesome list and we had a lot of fun compiling it. The debate about who is better will continue in the long term but meanwhile let’s enjoy both the lists of the series compiled!

10. Women “grow” other human beings inside them


Women have the capability to grow an entire new person inside them. Men on the other hand make sperms that look like tadpoles and don’t even know which way to go until they accidentally budge into an egg inside the female’s body. That is all the role they play while a woman carries a “moving”, “kicking”, “grown” baby inside her!
9. They can tolerate pain


Like having a baby push through yourself is not enough once, they do it again and yet again. Women have a greater tolerance for pain as they would go on doing all their chores for the whole nine months. Men on the other hand would hide under the sheets if they have flu.
8. Multi tasking


Women can reply to emails on the smartphones, cook, watch over the baby and listen to TV news at the same time. Men? hahaha!
7. Female brain has better healing ability


Let’s say if both a man and woman met an accident at the same time, a woman would be up doing her daily tasks even before the man opens his eyes. That is because a female’s neurons are interlinked while the brain of a man is compartmentalized.
6. Communication experts


Women can talk to anyone, anywhere. They know how to socialize with the bus driver, the teacher of their kids, the cleaner, the salesperson or anyone sitting with them in the bus. Advances in human life are because of communication and we owe that to women.
5. Women get things done


If men don’t find anything interesting, they will not do it. Likewise, they will not do anything again if they aren’t encouraged and appreciated the first time- even if it is something like washing dishes. Women on the other hand will get things done when they have to.
4. Women have super powers that get things done


The utility boy will leave the power on, the policeman will let the woman off without charging a ticket and she will get her way around any problem. This super power is tears!
3. Detail oriented


Women can categorize things like task lists, birthdays, shopping lists, assignments and whole calendars in their brains while remembering smaller details like what their boyfriend likes for dinners and other basic facts. That is downright impossible for men.
2. Women live longer


Women are stronger than men when it comes to nerves which is probably why they live on average, a year longer than men. Women are also better decision makers regarding their diet, duties and health check ups.
1. Psychic powers


Not only can women tell why their baby is crying, they can also be absolutely sure if their husband is cheating or their friend is having a problem. She will already have figured you out so there is no point lying about it. A woman has strong intuition.
www.elance.com

Hi all, 

While there are a lot of reviews comparing various freelancing websites, few do it from the perspective of a Pakistani. I have taken the time out to do a little bit of research to identify which website is most suitable for us, in terms of cost and payment methods.

There are a number of freelancing websites out there that allow Pakistani workers to work on projects and then get paid on them. However, a lot of Pakistanis have problems receiving payments from abroad because we cannot have a Paypal account in Pakistan and relying on the postal system to receive checks via snail mail is not a preferred option.

This series will talk about the pros and cons of the major online freelancing marketplaces from our perspective. The next website we will be looking at is:


ELANCE 

Elance is a leading online freelancing website that boasts having faciliated $494,935,092 worth of business during the course of its existence. Elance has a large number of employers posting jobs regularly, but there is also a lot of competition and each job posting receives a large number of applicants. 

While a basic membership on Elance is completely free, if you wish to upgrade your membership, there are superior plans available. The table below shows the types of memberships Elance offers to workers.



Source: www.elance.com

There are a number of payment methods for Pakistani contractors.


Wire Transfer (PKR) is offered by Elance. It is a direct bank transfer from their accounts to your local PKR bank account in Pakistan. Most major banks in Pakistan are supported by Elance, and while there is no list of supported banks published on their website, you can try out your bank details after making an account on Elance. Each Elance account is entitled to one free local currency wire transfer every month, after which each additional withdrawal costs $5.00. Since Elance converts the funds before transferring them, the currency conversion cost is avoided.


Wire Transfer (USD) is also offered for non-US countries. It is a bank transfer from Elance to your bank account (local PKR or local USD) in Pakistan. However, Elance does not offer any free USD wire transfers to account holders, and each withdrawal amounts to $25 in fees. Also, local PKR bank accounts often charge a hefty fee to convert the USD amount into PKR so this is not advisable, specially if you do not have a local USD account. 


Payoneer [FOR more information about Payoneer, please click here: How to use Payoneer MasterCard Debit Cards in Pakistan.] is reliable and quick but it can end up being quite expensive. They issue a prepaid MasterCard debit card to people who can then use it to make electronic purchases at any place that accepts MasterCard, or withdraw it at ATM machines which accept MasterCard (in Pakistan, these include Standard Chartered Bank, Faysal Bank* and Muslim Commercial Bank).

Payoneer charges $24.99 as a one time activation fee that Pakistanis must pay, as opposed to a $9.99 fee for some other countries.



Source: www.elance.com

While Elance provides free withdrawals to your Payoneer account, Payoneer charges $2 to load it ($5 if you want to load it instantly). Otherwise it can take a few business days. Payoneer also has a monthly fee of $3 ($1 if you have more than three transactions, either through ATM or purchasing from shops etc in the previous month) but this is not deducted from your account if you do not have sufficient money there during the course of the month; i.e. your Payoneer account can never become negative. Besides this, there is a $2.15 fee for each ATM withdrawal you make. To top it all off, you get a poor exchange rate in Pakistan. The exchange rate is Rs.90/$ but our banks only give Rs. 87/$. This amount can build up if you are withdrawing a lot of money. Remember that Elance has a $20 minimum withdrawal limit for Payoneer users. 


FOR more information about Payoneer, please click here: How to use Payoneer MasterCard Debit Cards in Pakistan. 


Skrill, more commonly known as Moneybookers, charges EUR1.80 per withdrawal. Moreover, a rate of 1.99% has been applied for currency converssion by Skrill.

Moneybookers had a fantastic reputation amongst Pakistani contractors until recently, when there were widespread complaints of additional fees, delays and missing money with their services over the past couple of months. Skrill has undergone several internal changes, which have reduced its credibility in the eyes of many Pakistani contractors. 



*only those branches of Faysal Bank that were once owned by Royal Bank of Scotland accept MasterCard. Look for the MasterCard logo on the machine. DO NOT insert your card in machine that does not accept MasterCard
www.odesk.com

Hi all,

While there are a lot of reviews comparing various freelancing websites, few do it from the perspective of a Pakistani. I have taken the time out to do a little bit of research to identify which website is most suitable for us, in terms of cost and payment methods.

There are a number of freelancing websites out there that allow Pakistani workers to work on projects and then get paid on them. However, a lot of Pakistanis have problems receiving payments from abroad because we cannot have a Paypal account in Pakistan and relying on the postal system to receive checks via snail mail is not a preferred option.

This series will talk about the pros and cons of the major online freelancing marketplaces from our perspective. The next website we will be looking at is: 

ODESK

oDesk is amongst the leading online freelancing marketplaces on the internet today. It boasts hosting the more online work than anywhere else on the web, with over 1 million jobs posted and contractors earning more than $220 million in 2011 alone. 
oDesk is completely free to join, and it is free to apply for projects as well. However, oDesk users must go through several stages of verification before they can post unlimited bids at one time. New users who do not take any verification tests can only send out two job applications at a time. 
oDesk takes its Pakistani community very seriously. They have several payment options that are well suited to Pakistanis. Besides this, they have a dedicated sub-forum for Pakistani employers and contractors to discuss their issues and exchange ideas. 

There are a number of payment methods for Pakistani contractors.
Wire Transfer (PKR) is a relatively new payment method introduced by oDesk. It is a direct bank transfer from oDesk to your local PKR bank account in Pakistan. At the moment, only 11 banks are eligible for this transfer. According to the oDesk website, these include: 

  • Habib Bank Ltd.
  • National Bank of Pakistan
  • United Bank Ltd.
  • MCB Bank Ltd.
  • Allied Bank Ltd.
  • Bank al Falah Ltd.
  • Habib Metropolitan Bank Ltd.
  • Bank of Punjab Ltd.
  • KASB Bank Ltd.
  • JS bank Ltd.
  • Dubai Islamic Bank Ltd.
oDesk charges a flat rate of $4.99 per withdrawal, and they offer the first Wire Transfer to Pakistanis for free. The exchange rates they offer are also competitive, and local bank charges are minimized because all transactions are occurring in PKR. The exact time it takes for the wire transfer to be completed is uncertain, but many people believe time maximum time a transfer can take is approximately ten business days.


Payoneer is reliable and quick but it can end up being quite expensive. They issue a prepaid MasterCard debit card to people who can then use it to make electronic purchases at any place that accepts MasterCard, or withdraw it at ATM machines which accept MasterCard (in Pakistan, these include Standard Chartered Bank, Faysal Bank* and Muslim Commercial Bank).
Payoneer charges $24.99 as a one time activation fee that Pakistanis must pay, as opposed to a $9.99 fee for some other countries.

Source: www.payoneer.com

oDesk charges $2.00 for each payment you make to your Payoneer card, and Payoneer charges $2 to load it ($5 if you want to load it instantly). Otherwise it can take a few business days. Payoneer also has a monthly fee of $3 ($1 if you have more than three transactions, either through ATM or purchasing from shops etc in the previous month) but this is not deducted from your account if you do not have sufficient money there during the course of the month; i.e. your Payoneer account can never become negative. Besides this, there is a $2.15 fee for each ATM withdrawal you make. To top it all off, you get a poor exchange rate in Pakistan. The exchange rate is Rs.90/$ but our banks only give Rs. 87/$. This amount can build up if you are withdrawing a lot of money.


Skrill, more commonly known as Moneybookers, transfers money to your Skrill account for $1.00, whereas Skrill charges EUR1.80 per withdrawal. Moreover, a rate of 1.99% has been applied for currency converssion by Skrill.

Moneybookers had a fantastic reputation amongst Pakistani contractors until recently, when there were widespread complaints of additional fees, delays and missing money with their services over the past couple of months. Skrill has undergone several internal changes, which have reduced its credibility in the eyes of many Pakistani contractors. 

*only those branches of Faysal Bank that were once owned by Royal Bank of Scotland accept MasterCard. Look for the MasterCard logo on the machine. DO NOT insert your card in machine that does not accept MasterCard
www.vworker.com

Hi all, 

While there are a lot of reviews comparing various freelancing websites, few do it from the perspective of a Pakistani. I have taken the time out to do a little bit of research to identify which website is most suitable for us, in terms of cost and payment methods.

There are a number of freelancing websites out there that allow Pakistani workers to work on projects and then get paid on them. However, a lot of Pakistanis have problems receiving payments from abroad because we cannot have a Paypal account in Pakistan and relying on the postal system to receive checks via snail mail is not a preferred option.

This series will talk about the pros and cons of the major online freelancing marketplaces from our perspective. We will start with: 



VWORKER


Previously known as Rent-a-Coder, Vworker is one of the fastest growing online freelancing marketplaces out there. This website is free to sign up for, and you can place as many bids as you want. They have a lot of fantastic employers, many of whom are also Pakistani. 

The interface is simple and easy to use, and the number of features is impressive. There are a number of types of projects you can bid on, ranging from outsourcing, to crowd-sourcing, to trial-sourcing.

The payment methods open to Pakistanis are quite limited.


Western Union is very expensive - Vworker takes $10 to process international payments and Western Union then deducts a whopping 15% as fees! To sum it up, if you earn $110 on a job, you pay $10 to Vworker when you are withdrawing the money, and then $15 to Western Union. You will be left with only $90.

 However, Western Union has certain advantages, particularly for Pakistanis. We get a good exchange rate at Western Union offices. Moreover, there are hundreds of Western Union branches all over the country and you merely have to give them a copy of your CNIC card as well as your payment number (which Vworker issues) and you get the cash in PKR.


Snail Mail Check is very unreliable. The Vworker website reads: 
 (This method is NOT recommended to workers in Pakistan or minor Indian cities, as the mail system tends to be less reliable in these cases.)
 Vworker charges $10 to send a check through snail mail. I believe local banks also charge a significant fee to deposit a foreign currency check into a PKR bank account, although I cannot verify this as I have never received my payments using this method.


Payoneer is reliable and quick but it can end up being quite expensive. They issue a prepaid MasterCard debit card to people who can then use it to make electronic purchases at any place that accepts MasterCard, or withdraw it at ATM machines which accept MasterCard (in Pakistan, these include Standard Chartered Bank, Faysal Bank* and Muslim Commercial Bank).
Payoneer charges $24.99 as a one time activation fee that Pakistanis must pay, as opposed to a $9.99 fee for some other countries.The Vworker site reads:
Warning: To prevent identity theft, money laundering and terrorist financing, government regulations require Payoneer to perform additional due diligence on customers in certain countries. This process (enhanced KYC) requires a scanned copy of your ID and an additional activation fee of $24.95. Enhanced KYC is required in Angola, Ecuador, Ethiopia, Pakistan, Sao Tome and Principe, Turkmenistan, Albania, Belarus, Bosnia Herzegovina, Côte D’Ivoire, Congo, Iraq, Kosovo, Lebanon, Liberia, Former Yugoslav Republic Of Macedonia, Montenegro, Serbia, Somalia, and Zimbabwe.
Source: www.payoneer.com

Vworker charges $5.00 for each payment you make to your Payoneer card, and Payoneer charges $2 to load it ($5 if you want to load it instantly. Otherwise it can take a few business days). Payoneer also has a monthly fee of $3 ($1 if you have more than three transactions, either through ATM or purchasing from shops etc in the previous month) but this is not deducted from your account if you do not have sufficient money there during the course of the month; i.e. your Payoneer account can never become negative. Besides this, there is a $2.15 fee for each ATM withdrawal you make. To top it all off, you get a poor exchange rate in Pakistan. The exchange rate is Rs.90/$ but our banks only give Rs. 87/$. This amount can build up if you are withdrawing a lot of money.

While the fees may sound like a lot, Payoneer is not only quick but reliable. I have been using them for a long period of time now and I have never had any issues with them. 

Payoneer also offers another option to workers on Vworker. Their international bank transfer service can transfer money to most banks in Pakistan. The base fee for this in Pakistan is $14.95 ($5 Vworker fee + $9.95  Payoneer fee). Along with this, you are charged for currency conversation by Payoneer if your bank account is not in USD. 


Skrill, more commonly known as Moneybookers, is the latest addition by Vworker on the special request of various Pakistani contractors. Vworker transfers money to your Skrill account for $2.00, whereas Skrill charges EUR1.80 per withdrawal. Moreover, a rate of 1.99% has been applied for currency converssion by Skrill.

Moneybookers had a fantastic reputation amongst Pakistani contractors until, coincidentally, Vworker began offering their withdrawal services. There have been complaints of additional fees, delays and missing money with their services over the past couple of months. 


*only those branches of Faysal Bank that were once owned by Royal Bank of Scotland accept MasterCard. Look for the MasterCard logo on the machine. DO NOT insert your card in machine that does not accept MasterCard
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